What Is Workers’ Compensation? Your Common Questions Answered

Maryland workers compensationWhen you are injured in the course of your job duties, you can make a claim for workers’ compensation benefits. Over the years, we have found that clients often have questions about the program. We have put together these short videos to answer two questions we often hear about workers’ compensation in Maryland.

What Is Workers’ Compensation?

People often ask how workers compensation came to be, and it began with the Industrial Revolution in the late 1800’s where people’ were working in dangerous jobs. They would sometimes get hurt very badly and there was no safety net for them to provide for their injuries, their time off of work, and their families in that situation. Conversely, people would get hurt at work: then it was the employer’s fault and they could actually bring a lawsuit against the employer. So the great compromise on workers’ compensation came about where if someone’s hurt at work, regardless of fault, their medical bills, lost wages, permanent disability will all be covered, and if it is their employer’s fault there’s no legal remedy against the employer. The remedy is workers’ compensation.

The Workers’ Comp Commission: What Is It?

The Workers’ Compensation Commission is a state agency that only hears workers’ compensation disputes. Most of the time, we’re able to work out disputes with the adjusters or their attorneys, but sometimes you do have to go to hearing in front of the commissioners. What’s good about the Commission is, they’re specialized in terms of dealing with and deciding workers’ compensation cases. You know that you’re having your case heard in front of someone that knows the law very well and is going to apply it fairly to your case.